Planning Ahead

Wish List x)

1. DSLR - RM 5000

2. Car - RM35,000

3. House - RM 400,000

4. Piano (optional) - RM 50,000

5. Desktop computer (optional) - RM 3000

6. Polaroid Camera (optional) -RM 350

Total : RM500,000 (rounded up) =(

Priority

1. DSLR - RM 5000

2. Car - RM35,000

3. House - RM 400,000

Total : RM440,000

Installment (best part) * wink ^^ *

Exclude Staff Benefit Rate

Monthly Basis

1. DSLR - RM288 (18mths = 1.5 years) *EPP scheme*

2. Car - RM600

3. House - N/A

4. PTPTN Repayment - RM 300

5. EPF & Soccso contribution = RM 300

6. P&C usage = RM 200

7. Monthly expected expenditure = RM500

8. Entertainment fee = RM 300

Total monthly expenditure = RM2,500 (rounded up) ='(

Summary : Cannot buy anything at the moment /_________________\